How to Activate Capitec app without going to the bank?

Safe and simple, the Capitec Bank app is ideal for banking on the go. You won’t incur any data use fees when utilizing it on most of South Africa’s top-tier networks. Using advanced technology, they were able to reduce banking fees significantly. As a result, you’ll be able to keep more of the money you save on transaction fees by using the app.

Can you Activate the Capitec app without a bank? 

activate the capitec app without a bank 

You must be a Capitec bank client with a valid Capitec account to use the Capitec app. But you can activate your account without visiting the bank. For this, you’ll need a mobile device compatible with the Capitec app, such as a smartphone.

Download the app from the Apple Store (for iOS devices) or the Google Play Store (for Android devices) to get started (for Android devices). The next step is to launch the app on your smartphone and go through the account creation wizard. Depending on the service, you may have to provide some basic information about yourself, set up a login and password, and take further measures to ensure the safety of your account, such as validating your identity or enabling two-factor authentication.

You can use the Capitec app for account management, bill payment, money transfers, for downloading the bank statements and more after you’ve activated it. Contact Capitec’s support team for help if you encounter any problems throughout the activation procedure.

What do you need to activate your Capitec app?

A Capitec bank account and an app-compatible smartphone are required to use the Capitec mobile banking platform. In addition, the app requires a valid South African mobile phone number in order to send an activation code to your phone through SMS.

Activating the Capitec app is simple; here are the steps:

1. The Capitec app is accessible on both the Apple App Store and the Google Play Store.

2. Launch the app and tap “Activate now.”

3. To proceed, please enter your South African mobile phone number.

4. Short message service will send you a verification code. Use the app to key in the code, then tap “Continue.”

5. Two-step verification is required to create a login PIN.

6. Tap “Continue” if you agree to the disclaimer.

7. The app has been enabled, and you may now access your Capitec bank account from your mobile device.

Please note that a connected internet device is required to use the Capitec app. To ensure you’re using the most recent version of the app and have access to all its features, you may need to update it periodically.

How to Activate Capitec app without going to the bank?

The Capitec app may only be activated after really going somewhere. Suppose your email address is already validated in your Capitec banking profile. In that case, avoid the trip to the branch and download the newest app version directly to your phone or activate it on a new device. This article lets you know how to sign up for the Capitec App on your own without having to visit a bank office.

With a validated email address on your Capitec banking profile, activating the Capitec app is as easy as opening an account online. If you already have a Capitec account, activate the Capitec app by downloading the current version from Google Play or the App Store on your smartphone and following the on-screen instructions.

Step 1: To access your Capitec account after installation, choose “Open.”

Step 2: Pick the box that says, “I have a savings account.”

Step 3: Enter your savings account number and press the “Continue” button.

Step 4: Put in the password for your remote app, then hit “Continue.”

Step 5: Be patient and wait for activation.

Step 6: Activation complete.

Also Read: How to Reverse the cash send on Capitec App?

How to activate capitec cellphone banking?

After successful activation, you’ll have access to the app’s banking features.

1. You must do the following to begin using Capitec mobile banking:

2. It is necessary that you have a Capitec bank account and a South African mobile phone number.

3. The phone number to use is *1203279#.

4. Identify yourself by entering your ID number and verifying your information as directed.

5. Create a 6-digit PIN for use with mobile banking.

6. Your private mobile banking PIN will be sent through confirmation SMS.

7. Follow the on-screen instructions after redialing *1203279# to enter your PIN.

8. For the sake of security, you will be required to choose a new passphrase.

Your mobile banking service has been enabled, and you may now use it

You may also visit any Capitec Bank location and chat with a representative to set up mobile banking. They will help you through it and provide you with further details about how to utilize the service.

FAQs Related to Activation of Capitec App

Can you activate cellphone banking on the capitec app?

Yes, you can activate cellphone banking on the Capitec app. Here’s how:

1. Download Capitec from the App Store or Google Play.

2. You may use the app for mobile banking by tapping the “Activate Cellphone Banking” option.

3. Create a PIN and log in using the instructions.

4. Agree.

5. Client number and PIN for Capitec banking.

6. Wait for an SMS containing an OTP to activate.

After these steps, you may use the Capitec app to view financial information, pay bills, transfer money, and more from your phone.

Why can't I activate my capitec app?

Capitec app activation may fail for many reasons. Try these:

1. Reactivate the app with a reliable internet connection.

2. Verify your login credentials (e.g., username and password). You may reset your password using the app or call Capitec customer care if you forget it.

3. Install the newest app version. The Capitec website and app store have changed.

4. Check for the app or Capitec system faults or maintenance. Capitec customer support can provide updates.

If you’ve done everything and still need help activating the app, contact Capitec customer care.


Capitec provides competitive transaction fees, access to the appropriate credit at the right time, protection for you and your loved ones via insurance, and genuine cash back and prizes for responsible banking practices. And you can do it all from the convenience of the app at any time, day or night.

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