In his speech, Prime Minister Shri Narendra Modi announced various reforming pursuits. As expected, he does not plan to leave behind women and this time he further elucidated the various roles that women can play for themselves and the country.
Speaking more about the Lakhpati Didi Yojana which is already an implemented program, he stated going forth whoever joins this program will also get to hone their skills in Uttarakhand. The scheme will complete its 25 years in 2025. But it was only in 2022 that the government in Uttarakhand began work to understand if they can enhance the lives of 3 lakh women in the process.
Apart from getting an interest free bank loan of Rs. 5 lakhs, women will get trained in managing and aligning themselves with the market demand. Those who have issues with reaching the market will get a proper channelization process so that their products can quickly reach the market.
According to PM Modi, there are almost 10 crore women who are attached to independent self help groups. These women are in constant need of help and that would be provided to women under this scheme.
Next month, the government plans to distribute the loans to these people. They also plan to align the market demands with the products. Women leaders would also get an appointment letter if their groups get chosen for the scheme.
The plan was released on 1st July 2022 by the government but to date, not many women’s self-help groups are aware of the plan. Thus, it is time to ensure women are capable of taking advantage of this loan process and also seek refuge for technical expertise with the government instead of moving around with market agents who would turn up to be difficult for them.
You can be eligible for the Lakhpati Didi Yojana if you can fulfill the below criteria.
- If you are a permanent resident of Uttarakhand, you can be eligible for the program.
- You must be engaged with one or more than one self help groups.
- Only women can apply for this scheme.
- Those who have very low income from their self help groups can only be eligible for the program.
The following documents are a must when applying for the Lakhpati Didi Yojana or scheme.
- You must have your Aadhar card mandatorily.
- The income certificate must be accompanied with your application
- A residential or income certificate must also be attached to the application form
- Bank details must be tagged.
- Mobile number must be included
- You must also attach a passport-size photograph.
These are the following benefits you would receive from the scheme.
- Women get a chance to increase their income.
- They also get the opportunity to spread their business far and wide.
- With the help of the scheme, they get the ability to technically make their business sound.
- Their products can be distributed far and that too quickly with the help of the facilitators involved with the program.
- You will be able to take up an interest free loan with the government.
- Also, an appointment letter will be made available to you if you are enrolled in this program.
- Under this scheme, more and more groups will get enrolled.
How to apply
You need to visit your nearest block office administrators engaged with the process.
Ask for the application form and fill it with all the proofs.
Once done, you will need to find out what works for you and apply for a loan amount, you find proper for yourself.
The loan amount can definitely make things better for you. Also, you get to enjoy various kinds of facilities including technical help and other kinds of facilities with them. Also in the future, there might be a website and provision for online provisions. But till the online application form is activated, you will need to stick to their offline process.
FAQs (Frequently Asked Questions)
Do they have an app for the Lakhpati Didi Yojana?
Yes, there is an app for the Lakhpati Didi Yojana which is available on Google Playstore.
What can you check with the help of the Lakhpati Didi Yojana app?
With the help of the Lakhpati Didi Yojana app, you can check different kinds of reports- analytical, graphical, and GIS reports. Even monitoring reports are available here. You can check the status of your Lakhpati Didi Yojana application from here apart from performing other activities.
What will the women be capable of getting if they enrol under this scheme?
They will get the benefit of being tied up to marketplaces like Amazon, Flipkart, and even government e-marketplaces to reach the national and international markets effortlessly.
Here is a bit about what might strike you about the all women scheme implemented in full force by Modi government in Uttarakhand under the able guidance of their Chief Minister Pushkar Singh Dhami. For those who have a business aligning to the model provided by them, you may want to read and acquire the details of the program from here. It is run under the Nation Rural Livelihood Mission (NRLM).
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