How to apply for Loan on Utunzi Loan App (2024)?

The Utunzi loan app is a dedicated application that aims at initiating mobile loans and gives instant decisions on the requests made. With Utunzi installed on your Android device, you can get access to your finance anywhere in Kenya and at any time.

The interest offered by this application is, however, low and does not support feature phones like Apple operating systems. Therefore, you are required to have an Android-powered smartphone to apply for Utunzi Loan. Explore more to know the loan limit, Interest rate, and business loans.

Utunzi Loan App Details

App NameUtunzi Loan App
SizeVaries with devices
Requires Android5.0 and up
ReviewsMixed (both +ve and -Ve)
utunzi loan app download

The permissions given by this application are as follows:

  • Access the exact location
  • Accounts Service has a list of accounts
  • You can write to the external storage
  • You can get access to the network information
  • You can read the user’s data available
  • Read the messages
  • Access to the precise location

How to download the Utunzi Application in Android/iOS?

  • Go to the Google Play Store on your Android device
  • Click on the search section and type ‘Utunzi Loan App’
  • Click on the ‘install’ button
  • This will download the application and install it
  • Search for the app on your home screen and get borrowing

If you have never used this application before, then make sure you sign up for this application after downloading this application and then start with your process.

Also, read about Opesa Loan App for Kenya and check How to get safe credits loans to M Pesa.

Requirements for Borrowing loan from Utunzi

4. An Android-powered device

3. Good history with loans (by this I meant that you should have no unpaid obligations in your history or past-due financial obligations, rather a history that shows you have paid all your debts on the due time given to you)

2. National ID

1. Trusted referees

Also, Read about Kenya’s best loan app, Zenka

How to Borrow loans from Utunzi App?

Follow these simple steps to get your loans:

  • Download the application from the Google Play Store
  • Sign up with your identification details and phone number
  • Select the option that says ‘Apply for a loan’
  • Entire the expected sum
  • Answer to all the questions correctly and honestly
  • Give a National ID photograph
  • Add the referees
  • Submit

For more assistance visit

Interest Rate

The interest rates entirely depend on the sum borrowed and are variable. But if you can pay the loan on time, Utunzi Loan App has some special offers for you the next time you return.

If you have any queries related to the Utunzi loan app feel free to ask us.

Thank You

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