Chime Direct Deposit Limit | Transfer & Withdrawal Daily Limits [2021]

Chime deposit limit

Chime is a fintech company that works in alliance with The Bancorp Bank, Stride Bank, and FDIC to provide easy banking facilities to people. Chime does not charge any kind of hidden fees, monthly charges, foreign transaction fees, overdraft fees, and it also does not require customers to maintain a minimum balance. 

Additionally, Chime also offers about 60,000 fee-free ATMs at various popular stores that you visit regularly like Walgreens, CVS, and 7-Eleven. Chime also helps you build your credit score. Most interesting of all features and offerings, Chime helps people to pay their friends and family whether they are Chime users or not. With Chime, you can directly deposit funds to people’s bank accounts without any extra fee for transactions.

Chime max deposit amount is $10,000 a month and there is also a $1,000 deposit limit for daily transactions. However, it is possible o make three deposits every day.

chime direct deposit limit

Chime ach deposit limit

The Chime Automated Clearing House (ACH) transfer limits are as follows:

  • Based on whether the ACH transfer is initiated outside of a financial institution, there is not limit to the number of times transactions are done per day. There is also limit imposed on the amount of funds transferred this way.
  • If ACH transfers to the spending account is done via a mobile app or website, then there is not limit to the frequency of transactions; however, a $200 limit per day is imposed for funds transfer. Also, there is monthly limit of $1,000 per month.

Chime daily deposit limit

The daily deposit limit imposed by Chime is $1,000.

Chime check deposit limit

Chime does not offer traditional paper checks but it does offer a Chime Checkbook feature that lets people send paper checks to the payees residing in the United States. People can send checks of $5,000 at a time and up to $10,000 every month. 

Direct deposit limit for chime

There is no direct deposit provision with Chime; however, with Chime, customers can have access to the cash up to two days before any other financial institution.

Chime direct deposit limit unemployment

With the Chime direct deposit spending account, you will get the following benefits:

  • There are no hidden fees, minimum balance, monthly fees, or foreign transaction charges.
  • You can use the debit card at more than 38,000 MoneyPass and Visa Plus Alliance ATMS without any charges.
  • There will not be any overdraft fees when using SpotMe on your debit card purchases.
  • You can grow your savings by paying the round up amount on every purchase.

Chime transfer limit

The Chime transfer limit is $10,000 per month.

Chime withdrawal limit

The withdrawals from the savings account to the spending account are limited to six per statement cycle. This is applicable to online transfers alone.

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