Login to AT&T Universal Credit Card Account & Pay Bill Payment

The AT&T credit card is one of the best VISA credit cards from a telephone company. If you want the credit card, you will need to apply for an AT&T connection that has a reward credit card offer. Once you have the connection, apply for the credit card and you can have it within 4-6 weeks from approval of the same.

With it, you will have access to the account 24 hours a day. You can also spend up to your credit limit easily with the credit card at your disposal.

Citi has renewed its long-standing association with AT&T and they have two cards at their disposal.

The AT&T Universal Savings Platinum credit card and the Universal Savings & Rewards card are the two credit cards on offer. With them you get;

  • You get 30 minutes of prepaid phone minutes with it.
  • Free mobile insurance schemes are also available.
  • With it, you can make two directory assistance calls every month for free.
  • You will also be entitled to points with every purchase you make from them.
  • Transferring balance is possible with 0% APR.
  • You can avail of a 12-month promotional offer.
Essential FeaturesAT&T credit card
Annual Fee$0 for special  members & $20 for one time annual use of the credit card
Late Payment Fee$35
Returned Payment FeeNA
Interest13.99% & 23.99% (Variable)
Cardholder FeeNA
Cash Advance Fee5% or $10 whichever comes up to a greater value

How to Activate AT&T Credit Card?

To activate the AT&T credit card, you can try to use this link.

Once done, add your card number in the box and then continue to activate the card.

Add all additional information required for the credit card activation process as per the prompt.


Once you click on the Activate tab, you can easily get your activated credit card for yourself.

How to do AT&T universal credit card login?

To start the AT&T universal credit card login process, you must add your username and password in the given spaces and then click on the login tab.

AT&T Credit card login

If you do not have an online account, you can register one for yourself. Set up your account with your credit/debit card number, bank account number, or paycheck protection program with your loan account number.

AT&T Online Account

Add all the information as per the prompts to complete the registration process for the credit card.

Also, Read- How to Apply for Coign Credit card?

How to Pay AT&T universal card Bill Payment?

To pay the AT&T Universal credit card bill payment, you must follow the below steps.

  • Go to the My Payment options.
  • From there, move to the My Bills option and then go to the Pay Bill tab.
  • Add your bill details like bill amount, date, and other essential details.
  • Incorporate your bill payment method like your current account number.
  • Once the bill passes the payment gateway, you will get an acknowledgment for the same.

Payment Mailing Address & Phone Number

To send your payment via mail, you must send your check or money order to the following address:

AT&T Universal Card,
P.O. Box 183037,
OH 43218-3037

You can confirm with the call center for the P.O. BOX 9001037, Louisville, KY 40290-1037 address.

To pay via the phone number, you must call the 1-877-288-4577 number and then add your billing details and payment details wherever you need to.

Card Benefits

Different benefits of the AT&T credit card include the following;

  • You will get retail purchase protection and auto rental insurance with a credit card.
  • If you have the card, you are also capable of getting emergency travel support with the card.
  • The credit card can offer 24-hour protection from any type of fraudulent practices.
  • These credit cards get accepted in millions of different locations all around the world.

Customer Service Number

The customer service number for queries and issues is 800-423-4343. To get support for your credit cards, you must call 800-423-4343.

FAQs (Frequently Asked Questions)

Can AT&T credit card be used internationally?

Yes, AT&T credit cards can be used internationally.

Does AT&T credit card cover rental car insurance?

You can enjoy car rental insurance of up to $50000 for repair or cash value of the car.

Have AT&T credit card been hacked?

There are situations reported for AT&T credit card where the accounts have been hacked for different benefits and reasons.


If you want to go for AT&T credit cards, this information here will be valuable. Check the ways for logging in, payment, and other miscellaneous details from this article.

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Joe Lombardi
Joe Lombardi
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